Joining fee
US$10 / R200Once-off
Membership
Own the co-operative. Unlock the benefits.
Members own the co-operative and access benefits exclusive to members — from savings and investments to cover and rewards, with home loans coming soon.
Joining costs
What membership costs
Monthly subscription
US$2 / R40Monthly
Co-operative shares
US$100 / R2,000Once-off or over 10 months
Two co-operatives, one membership
Join once — you're a member of both
Whether you live in South Africa, Zimbabwe, the UK, Australia, the USA, Dubai or elsewhere in the diaspora, a single Tsigiro Usekelo membership makes you a member of both co-operatives, so you can use benefits in either country.
Tsigiro Usekelo Investments Primary Co-operative Limited
Reg No. 2025/002390/24
Tsigiro Usekelo Savings and Credit Co-operative (SACCO) Society Limited
Reg No. 9656
Member-exclusive benefits
What you unlock as a member
FAQ
Common questions
Who can join?
Anyone who wants to access member benefits — Zimbabweans at home and in the diaspora, including South Africa residents. One membership makes you a member of both co-operatives.
How do I pay?
Sign up online through the member portal. You pay a once-off joining fee (US$10 / R200), a monthly subscription (US$1 / R20) and buy co-operative shares (US$100 / R2,000), which can be spread over 10 months.
How do I access my savings?
With one month's notice you can access your savings — or use them to unlock affordable loans.
How are investments accessed?
Investment funds are accessible annually and are backed by real, income-generating assets.
When will mortgages be available?
Home loans are coming soon. Become a member and register your interest to be notified first.
Can I join from outside South Africa or Zimbabwe?
Yes. Members in the UK, Australia, the USA, Dubai and elsewhere in the diaspora can join online — one membership covers both co-operatives, whichever country you live in.
Join the family