Benefits of membership

Everything membership unlocks.

From savings and investments to a home, cover and everyday rewards — all in one membership.

Members together

A community that grows together

Membership brings you into a community that grows together, with exclusive access to personal loans — and home loans coming soon.

How membership works
Saving money

Save more, earn more

Add to your US$2 / R40 monthly membership and earn up to 12% yearly. With just a month's notice, access your savings—or use them to unlock affordable loans.

Emergency FundHoliday FundGeneral Savings Fund
Growing investments

Invest for the long term

Invest from as little as US$1 / R20 for the long term and earn up to 14% per year. Funds are accessible annually and backed by real, income-generating assets.

University/College FundLobola FundHoliday FundRetirement Fund

Finally, a way home that makes sense.

Diaspora and local home loans are coming soon to Tsigiro Usekelo members — designed to make owning a home in Zimbabwe achievable, with flexible loan conditions. Backed by BridgeFort Capital. Access to funding, building materials and construction services in one place.

Lower deposits

A more achievable entry point to home ownership.

Longer repayment periods

Spread your repayments over a longer term for manageable monthly instalments.

Flexible loan conditions

Built around the realities of members at home and in the diaspora.

A protected family

Cover for you and your loved ones

Life and funeral cover for you and your loved ones, including those in the diaspora. Underwritten by Linar, with plans from US$1 / R20. Join over 120,000 people covered in South Africa and Zimbabwe.

Enjoying member rewards

Rewards that make life better

Coming Soon

Discounts on travel, shopping and movie tickets — coming soon for members.

Funeral services

A dignified send-off

120,000+ lives covered, 38 branches across 5 provinces. Delivered through trusted brands:

All of this starts with membership.